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The Future of Money Award has been running since 2009 and was created to develop links between the financial industry and creative practitioners from around the world.

The Future of Money Award has been running since 2009 and was created to develop links between the financial industry and creative practitioners from around the world. This is achieved by awarding the opportunity to present thought-provoking ideas to a group of financial experts and industry leaders during Money20/20 Europe in Amsterdam.

Arguably there has been no greater time of financial uncertainty than today and no greater need for fresh ideas and imaginative insights which help inform, suggest and question our current technological, social and cultural direction.


Design the financial crime of the future

Crime, whether we like it or not, is a driving force behind a large proportion of technological ‘progress’.  In 1817, a burglary at a British dockyard led the government to start a competition, challenging locksmiths to invent an unpickable lock.  The result was the Chubb detector lock, and it remained ‘unpicked’ for 33 years.

In the past, adding another lock, or increasing the wall thickness of a safe was the obvious solution to deter theft.  However, money is no longer physical, it is now predominantly a data set shared via telecommunications, secured via encryption, transacted via smartphone or exchanged into V-bucks.  As our money becomes completely electronic, new crimes will undoubtedly be committed, which take advantage of the technology itself or the social conventions on which it rests.  Perhaps if we could imagine what crimes might happen, we could start to think about how to prevent them.

What financial crimes could be committed within a completely electronic marketplace?

We invite creative practitioners to employ a speculative design approach and design a future financial crime.  A crime which utilises a new loophole, a change in social convention or specific technology development.

(Note - Do not commit a real crime!  This competition is only interested in the ‘speculative’ i.e. the potential, not a real world investigation or intervention)


The competition will run in two phases.

  • First phase – initial idea
    Please submit an overview of your ‘future crime’ concept with illustrations as a PDF. Maximum 3 pages communicating the concept and examples of previous work (website or PDF).
    Deadline for submission 5th April 2019.
    Send entries to FoMAward@money2020.com.
  • Second phase – project development
    4 shortlisted entrants will receive €1000 each to develop their idea and produce a short video. The videos and concepts will be presented and judged at Europe's largest FinTech event, Money20/20 Europe, taking place on 3rd to 5th June 2019 in Amsterdam.  


  • The Grand Prize
    €3000 for the winner
  • Shortlisted projects
    €1000 each for project development.
    The shortlisted entrants will have the opportunity to present their concepts at Money20/20 Europe to an audience of financial experts and industry leaders, where the Grand Prize winner will be chosen.


  • Deadline for entries: 5th April 2019
  • Shortlist announced: 12th April 2019
  • Shortlisted videos completed: 22nd May 2019
  • Videos presented at Money20/20 Europe: 3rd - 5th June 2019


  • The competition is only open to designers who live in Europe.
  • The competition is only open to designers who are available to attend the Money20/20 conference at the beginning of June if shortlisted (flights and accommodation will be arranged and covered).
  • Applications can be submitted on behalf of design collectives/studios as well as individual designers.
  • Only one application will be accepted per designer.
  • Applications must be in response to the brief and feature new work of the designer's own making.
  • Only applications submitted via email will be considered.
  • The selected designers / artists will be asked to participate in Money20/20 Europe which could include networking, press interviews, events and/or online resources.
  • Full T&Cs can be found here.

Deadlines for submissions



European Designers Only


Future of Money Award

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